Insights
Commentary on fintech regulation, data protection, virtual assets and technology law in Kenya and across Africa.
CBK’s New Regulations for Non-Deposit-Taking Credit Providers: What Businesses Need to Know
By Meshack Masibo & Sarah Mukeku The Central Bank of Kenya (CBK) has introduced significant changes to the regulation of digital credit providers through the Central Bank of Kenya (Non-Deposit Taking Credit Providers) Regulations, 2026, gazetted on 29 September 2026. The Regulations repeal the Central Bank of Kenya (Digital Credit Providers) Regulations, 2022, introducing a…
When Financial Investigations Restrict Corporate Bank Accounts, Due Process Matters
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Kenya National Payment System Bill 2026: Key Changes for PSPs
By Meshack Masibo & Sarah Mukeku The Central Bank of Kenya has released the draft National Payment System Bill, 2026 which would create a new framework for licensing and supervising payment service providers (PSPs) and payment system operators (PSOs) in Kenya. The Bill sets new licence categories and minimum core capital, mandatory trust accounts for…
Kenya’s Ride-Hailing Regulations Struck Down Over Flawed Consultation Process
By Sarah Mukeku On 1 September 2026, the High Court at Nairobi (Aburili, J.) delivered judgment in Bolt Operations OÜ v Cabinet Secretary for Roads and Transport & 3 Others [2026] KEHC 13383 (KLR), declaring Kenya’s regulatory framework for digital ride-hailing platforms procedurally defective and unconstitutional. Key takeaways Background The Regulations, gazetted in 2022, created…
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